YNAB

YNAB is personal budgeting software built around planning how available money will be used. Its website explains the budgeting method, app features, learning resources, and subscription options.

Users can organize categories, record spending, and work with supported account connections. Bank synchronization, importing, sharing, and device features depend on the product and institutions involved. YNAB is budgeting software rather than a bank account, and users should check their records against the actual financial institutions.