AnnualCreditReport.com

AnnualCreditReport.com is the official site for requesting credit reports through the federally authorized annual credit-report service. It directs users to supported ways of obtaining reports from the participating nationwide credit-reporting companies.

Users should follow the site's actual identity-verification and request process. A credit report is different from a credit score or a credit-monitoring subscription, and the reports can contain different information. Disputing an item or addressing identity theft involves separate steps with the relevant organization.